:root{
  --red:#ed1b2f;
  --navy:#0c2547;
  --ink:#111827;
  --muted:#687182;
  --soft:#f6f7f9;
  --line:#e1e5ea;
  --white:#fff;
  --shadow:0 20px 55px rgba(17,24,39,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"DM Sans",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
button{font:inherit}
img{max-width:100%;height:auto}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}

.page-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid rgba(17,24,39,.08)}
.page-nav-wrap{min-height:88px;display:flex;align-items:center;gap:25px}
.page-brand{display:flex;align-items:center;gap:10px;min-width:260px}
.page-brand img{width:48px;height:54px;object-fit:contain}
.page-brand-copy{display:flex;flex-direction:column;line-height:.95}
.page-brand-copy strong{font-size:26px;color:var(--red);letter-spacing:.02em}
.page-brand-copy b{font-size:20px;color:#0b4f95;letter-spacing:.03em}
.page-nav{display:flex;align-items:center;justify-content:flex-end;gap:22px;flex:1}
.page-nav a{font-size:14px;font-weight:700;padding:32px 0}
.page-nav a:hover,.page-nav a[aria-current="page"]{color:var(--red)}
.page-menu-toggle{display:none;margin-left:auto;border:0;background:transparent;font-size:29px;cursor:pointer}
.header-cta{display:inline-flex;align-items:center;justify-content:center;background:var(--red);color:#fff;border-radius:7px;padding:12px 17px;font-weight:800;white-space:nowrap}

.page-hero{background:
  radial-gradient(circle at 85% 15%,rgba(237,27,47,.18),transparent 30%),
  linear-gradient(135deg,#0a1627,#111827 62%,#0b1220);
  color:#fff;padding:84px 0 78px;
}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:7px;font-size:13px;color:rgba(255,255,255,.68);margin-bottom:22px}
.breadcrumbs a:hover{color:#fff}
.eyebrow{margin:0 0 12px;color:#ff6675;font-size:13px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}
.page-hero h1{font-family:"Playfair Display",serif;font-size:clamp(44px,6vw,72px);line-height:1.02;letter-spacing:-.035em;max-width:850px;margin:0 0 22px}
.page-hero .lead{max-width:760px;font-size:20px;line-height:1.6;color:rgba(255,255,255,.82);margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:13px 20px;border-radius:7px;border:2px solid transparent;font-weight:800;transition:.18s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:#ce1326}
.btn-outline{border-color:rgba(255,255,255,.72);color:#fff}
.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.07)}
.btn-light{background:#fff;color:#17233b}
.btn-dark-outline{border-color:#cbd2da;color:#17233b;background:#fff}
.btn-dark-outline:hover{border-color:#17233b}

.page-section{padding:76px 0}
.page-section.soft{background:var(--soft)}
.section-heading{max-width:780px;margin-bottom:34px}
.section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}
.section-heading h2{font-family:"Playfair Display",serif;font-size:43px;line-height:1.1;letter-spacing:-.025em;color:#17233b;margin:0 0 14px}
.section-heading p{margin:0;color:var(--muted);font-size:18px}

.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:27px;box-shadow:0 8px 25px rgba(17,24,39,.04)}
.info-card .number{display:block;color:var(--red);font-weight:800;font-size:12px;letter-spacing:.16em;margin-bottom:14px}
.info-card h3{font-family:"Playfair Display",serif;font-size:27px;line-height:1.14;color:#17233b;margin:0 0 10px}
.info-card p{margin:0;color:var(--muted)}
.info-card ul{margin:12px 0 0;padding-left:19px;color:var(--muted)}
.info-card li+li{margin-top:6px}

.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}
.process-card{border-top:4px solid var(--red);background:#fff;border-radius:10px;padding:24px;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.process-card strong{display:block;font-family:"Playfair Display",serif;font-size:23px;color:#17233b;margin-bottom:7px}
.process-card p{margin:0;color:var(--muted);font-size:15px}

.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:54px;align-items:start}
.split h2{font-family:"Playfair Display",serif;font-size:42px;line-height:1.1;color:#17233b;margin:0 0 15px}
.split p{color:var(--muted);font-size:17px;margin:0 0 15px}
.check-list{display:grid;gap:11px;margin-top:5px}
.check-item{display:grid;grid-template-columns:28px 1fr;gap:10px;align-items:start;color:#4f5969}
.check-item i{font-style:normal;width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:#eef3f8;color:var(--navy);font-weight:900;font-size:12px}

.region-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.region-card{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;transition:.18s;box-shadow:0 8px 25px rgba(17,24,39,.04)}
.region-card:hover{transform:translateY(-2px);border-color:#bac3ce;box-shadow:0 15px 35px rgba(17,24,39,.08)}
.region-card .region-label{display:block;color:var(--red);font-size:12px;font-weight:800;letter-spacing:.15em;margin-bottom:14px}
.region-card h3{font-family:"Playfair Display",serif;color:#17233b;font-size:29px;margin:0 0 9px}
.region-card p{color:var(--muted);margin:0 0 16px}
.region-card .link{color:var(--red);font-weight:800;font-size:14px}

.faq{display:grid;gap:12px;max-width:860px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:9px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:800;color:#17233b;padding:18px 0}
.faq details p{margin:0;padding:0 0 18px;color:var(--muted)}

.cta-band{background:#101828;color:#fff;padding:48px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}
.cta-inner h2{font-family:"Playfair Display",serif;font-size:39px;line-height:1.1;margin:0 0 10px}
.cta-inner p{margin:0;color:rgba(255,255,255,.72);max-width:650px}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap;flex:0 0 auto}

.page-footer{background:#080d17;color:#cbd5e1;padding:38px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:28px}
.page-footer strong{display:block;color:#fff;margin-bottom:7px}
.page-footer p{margin:0;color:#94a3b8;font-size:14px}
.footer-nav{display:flex;flex-direction:column;gap:7px;font-size:14px}
.footer-nav a:hover{color:#fff}
.footer-review-links{display:flex;gap:9px;flex-wrap:wrap;margin-top:12px}
.footer-review-links a{border:1px solid rgba(255,255,255,.18);border-radius:6px;padding:7px 9px;font-size:12px}
.footer-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:26px;padding-top:17px;color:#778296;font-size:12px}

.note-box{background:#fff8f0;border:1px solid #f1d6b8;border-radius:10px;padding:18px 20px;color:#6d5037;font-size:14px}
.inline-link{color:var(--red);font-weight:800}

@media(max-width:960px){
  .page-brand{min-width:auto}
  .page-menu-toggle{display:block}
  .page-nav{display:none;position:absolute;left:20px;right:20px;top:88px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:12px;flex-direction:column;align-items:stretch;gap:0}
  .page-nav.open{display:flex}
  .page-nav a{padding:12px 10px}
  .header-cta{display:none}
  .process-grid{grid-template-columns:1fr}
  .split{grid-template-columns:1fr;gap:28px}
  .cta-inner{align-items:flex-start;flex-direction:column}
}
@media(max-width:720px){
  .container{width:min(100% - 28px,1120px)}
  .page-nav-wrap{min-height:76px}
  .page-brand img{width:40px;height:46px}
  .page-brand-copy strong{font-size:22px}
  .page-brand-copy b{font-size:17px}
  .page-nav{top:76px;left:14px;right:14px}
  .page-hero{padding:58px 0 54px}
  .page-hero h1{font-size:43px}
  .page-hero .lead{font-size:17px}
  .hero-actions{display:grid;grid-template-columns:1fr}
  .hero-actions .btn{width:100%}
  .page-section{padding:58px 0}
  .section-heading h2,.split h2{font-size:35px}
  .section-heading p{font-size:16px}
  .content-grid,.region-grid{grid-template-columns:1fr}
  .info-card,.region-card{padding:23px 20px}
  .cta-actions{display:grid;width:100%;grid-template-columns:1fr}
  .cta-actions .btn{width:100%}
  .footer-grid{grid-template-columns:1fr}
}